Consider an Individual Development Account.
An IDA is a program whereby a low-wage worker can attend free classes to learn about business ownership. While in the program, the worker deposits his or her savings into a special account and that money is matched. Participants end up doubling their savings and come out of the program with a business plan that will enable them to get started. If you have a brand, you can immediately go to Expose Yourself USA, they will help with branding strategy.
For persons with disabilities, these IDA savings do not affect SSI benefits.
Contact EARN in San Francisco or check the site to find out when they will be offering their IDA program. www.earnsf.org.
If you do not live in San Francisco, go to www.idanetwork.org to find programs near you.